Terms of Use

Last updated 2026

By using chapmanlifeinsurance.com you agree to these terms.

General information only

Content on this website is for general educational purposes. It is not legal, tax, investment, or financial advice, and it is not an offer or guarantee of coverage. Insurance products, features, and availability vary by state and carrier. Coverage is subject to underwriting, approval, and the terms of the policy issued.

Licensing

Matt Chapman is a licensed insurance agent (NPN 22368120) and is personally licensed in: Arizona, Colorado, Kansas, Maine, Maryland, Massachusetts, North Carolina, Ohio, South Carolina, South Dakota, Texas, Virginia. Matt only discusses or sells insurance in states where he is licensed. For clients in other states, we connect you with a licensed agent in our team network who is authorized to help you.

Text messaging program terms

Program: Chapman Life Insurance text messages. What you'll receive: informational and transactional messages, such as replies to your quote request, quote follow-ups, appointment reminders and scheduling messages, and information about the coverage you asked about. If you separately agree to promotional messages (for example in our website chat), we may also send occasional promotional messages about our insurance services. You can agree to one without the other.

How you opt in: by checking the text-message consent box on our website form, or by texting us first. Consent is not a condition of purchasing any product or service.

Frequency and cost: message frequency varies. Message and data rates may apply. To stop: reply STOP at any time; you will get one confirmation and no more messages. For help: reply HELP, call (508) 948-9778, or email mchapman@chapmanlifeinsurance.com.

Carriers are not liable for delayed or undelivered messages. Text messaging is available to U.S. mobile numbers only. See our Privacy Policy for how we handle your information.

Quotes and estimates

Any quote or illustration is an estimate based on the information you provide and may change after underwriting. Your actual rate depends on your age, health, tobacco use, coverage amount, and the carrier.

Third-party links

This site may link to third-party sites, such as scheduling tools. We are not responsible for their content or privacy practices.

Limitation of liability

This website is provided "as is." To the fullest extent permitted by law, Chapman Life Insurance is not liable for damages arising from your use of the site or reliance on its content.

Contact

Chapman Life Insurance · 78 Fruit Street, Ashland, MA 01721 · mchapman@chapmanlifeinsurance.com · (508) 948-9778